On or After Your 65th Birthday

If you stop contributing to the Plan on or after your 65th birthday, you are automatically vested, which means you are entitled to a LAPP pension, no matter how many years of LAPP membership or service you have.

If you take another job with a LAPP employer, by leaving your money in the Plan you will add new pensionable service to what you have earned and increase the lifetime pension you will receive. When you leave your money in LAPP until retirement, you become what is called a deferred member.

Just remember: you must start your pension by the end of the year in which you turn 71 years old.