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Myth Busters: Water Cooler Talk

Myth: LAPP members can ‘beat the bank’ and get long-term, double-digit investment returns by quitting their job and removing their funds from the Plan.

Fact: A LAPP defined benefit (DB) pension provides a secure income in retirement without the significant risk that comes from investing. An added bonus is the peace of mind that comes with knowing your pension will last for the life of the member and their spouse or partner, too.



As a member, you work hard and contribute a significant portion of your income throughout your career to provide for your retirement needs. Your Pension is Secure because your contributions are added to a large fund and invested for the long-term, with the risk shared by 275,000 LAPP members, some working and some retired.

Watch our new video to see why you owe it to yourself to skip the water cooler advice about your pension, then check out the Myth Busters page for more tips on how to explain to others the ways in which you’re contributing toward your retirement.

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Your Pension Profile (formerly called mypensionplan) allows you to view your pension information, send pension documents and requests for assistance via Secure Messages and more!

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Gain valuable information on how your pension will help support you in retirement.

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Read all about the governance, operational and oversight functions that ensure your LAPP pension is on track.

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Learn how the LAPP pension fund is professionally managed to provide you with a secure retirement income.

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Discover information and tools to help you understand and manage your LAPP pension during every step of your career.

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Try out the LAPP Pension Estimator and access printable forms, member newsletters, annual reports, investment information and more.

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