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Join LAPP and
Secure Your
Tomorrow, Today.

Your Future Self Will Thank You

Retirement might feel far off, but what you do today matters. If you work for a LAPP employer and haven’t joined the Plan, now's the time. 
See what your future could look like with LAPP.

TRY THE ADVANTAGE ESTIMATOR

The Value of a LAPP Pension

 

LAPP gives you something secure and stable: a predictable monthly income for your retirement life. While RRSPs and TFSAs fluctuate with the investment markets, LAPP provides you with the benefits of:

  • Your employer contributing more than you do – don’t leave money behind;
  • LAPP member benefits being invested in assets that individuals can’t get access to, and investment pooling risk helps protect you from market ups and downs;
  • Built-in inflation protection and survivor benefits giving you peace of mind; and
  • Portable and adaptable, supporting you through job changes, unpaid leaves, and life events.
LAPP Pension Value

The Sooner You Join, The More You Gain

 

Every year you’re in LAPP adds more to your future retirement income. The earlier you start, the more secure and flexible your retirement becomes.

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More Years = Bigger Benefit or Earlier Unreduced Pension

Every extra year in LAPP increases your future monthly pension and lifetime value.

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Lower Taxes While You Save

Your LAPP contributions are tax-deductible, lowering your taxable income today.

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Maximized Employer Contributions

Your employer contributes even more than you do. Joining sooner means more contributions go toward your future.

What Could You Be Missing?

 

If you haven’t enrolled, you could be missing out on valuable pension growth, and that adds up fast. Use our Advantage Estimator to see how much your plan could grow over time. 

  • Your total estimated pension value
  • How much your employer adds on your behalf
  • The annual income you could receive after retirement

Can You Join Today?

 

If you work 14+ hours per week (even across multiple roles at the same employer), you may qualify to enroll today. Check with your HR or payroll team to confirm. 

 

Permanent employees who regularly work 30+ hours per week are automatically enrolled in LAPP.

Talk to your employer’s HR team today and secure your retirement income for life.