LAPP has transfer agreements with a number of other public sector pension plans in Canada. This means we may be able to send the money you have in LAPP directly to your new employer's pension plan so you can buy more pensionable service there.
Every pension plan has its own pension benefit formula. Your new plan will calculate the cost of buying your LAPP service based on this.
If this is something you may wish to do, contact us or your new employer's Human Resources Payroll & Benefits area immediately to ask about the transfer process.
You are not able to transfer your service out of LAPP if you are able to receive an unreduced pension.
In other words, if you are:
Timelines vary between agreements. You should check on your eligibility to transfer as soon as possible so you don't miss a deadline.
The National Transfer Agreement covers the following pension plans:
The Federal Transfer Agreement covers:
For more information about starting a transfer from LAPP to the Federal Public Service Superannuation Act, please contact your current pension plan administrator.
Mail: Public Works and Government Services Canada
Government of Canada Pension Centre Mail Facility
PO Box 8000
Matane, QC G4W 4T6
ATT: Pension Transfer Services Section